With nomination
With legal evidence
Without nomination
Sanctioning power
Checking of application
Documents to be attached
SB Claims
3 WAYS
1. With Nomination
2. Without Nomination
3. With legal Evidence
With Nomination…
Application (Simple
format)
Pass book
Death certificate
Powers:
SPM: Rs 1000
LSG SPM: Rs.2000
HSG SPM: Rs.5000
HSG PM:Rs. NO limit
Check the
particulars in the claim form.
Satisfy yourself with the
“Fact about the death”
Detailed verification only in case of doubt‐(113‐6/2003
dated 20.04.2004)
Balance, Nomination
details & Free from court attachment to be got verified from HO
Action at SO on receipt of
application
Examine the application
Satisfy about identity of
the claimant
Attest the copy of death
certificate
Impress date stamp on the
application
Forward to HO for
verification of balance and court attachment
On receipt after
verification the SPM will issue sanction if it is within his limit
HO will‐
Verify the balance and
nomination
Check whether there is any
court attachment
See whether the account is
pledged
See whether pledge is
released if pledged
Forward the application to
SO if it is within SPM limit
3 Legal Evidences…
Probate of Will
Succession Certificate
Letter of Administration
Legal Evidences…
When there is no
Nomination + amount of claim exceeds Rs.1,00,000
Head Postmaster will
sanction the claim
Fact of the death need not
be verified
Genuineness of the legal
evidence may be confirmed before making payment
Without Nomination…
Obtain SB 84
form, along with consent/ dissent statements
Death Certificate
Pass book
Get the attestation
verified.
Claims are decided based
on Discretionary powers.
Discretionary Powers:
T/S
SPM Rs.
1000
LSG
SPM Rs.
2000
HSG SPM,
PM Rs.
5000
Gezetted PM,
SPOs Rs.
20,000
Gr. A‐SSP/
CPM Rs.
50,000
DPS Rs.
75,000
PMG,
CPMG Rs.1,00,000
Get the Oath Administered in SB‐84 form
Claimant to produce all
documents + SB 84
Should be known to SPMs/
can be identified by a person known to the Post Office
Claimant will sign before
SPM
SPM signs immediately.
Oath…
No further verification is required (14‐71/80‐SS/SB
dated 20.9.82 and 2.8.82)
Wait for 3 months from the
date of death
Claimant is explained of
Provision of Sec 193 of IPC
Department is free from
any litigation vide Sec 5 of Govt SB Act 1873
Person giving false oath
is punishable under law.
Oath
Verification of consent
statements is not necessary
No notice to the near
relatives is necessary
Declaration on oath/solemn
affirmation can be made before any sanctioning authority irrespective of the
amount of claim.
Verification of death
certificate
G.I Dept of Posts Lr No 113‐b/2003‐SB dated
at New Delhi the 20‐04‐2004
Verification of death
certificate is necessary only when there is a doubtabout the
genuineness of the certificate
S C Claims
The nominee can encash the
certificate after maturity
Nominee can opt for fresh
certificate issued in his name after settlement of claim
In case of two or more claimant,they may opt for fresh
certificate in their name‐joint A
or joint B
In case of two or more
nominee,they have option to subdivide the certificate and have fresh
certificates issued in their name
In case of two nominee, if
one nomnee predeceased the investor, the surviving nominee will claim.
On the death of last
surviving nominee claim will be settled in favor of legal heir of the nominee.
Sanctioning authority and
power
Head Postmaster
and Sub postmasters,
Selection grade and Time
scale sub postmasters,
Settle irrespective of the amount
Head postmaster will not have jurisdiction in SO claims
With Legal Evidence
Succession
certificate is necessary if the amount exceeds Rs 1,00,000/
Time scale SPM can
sanction up to Rs 1000/
Divisional Head will
sanction the claim relating to certificates registered at Time scale SO
LSG SPM and Head
postmaster will settle claim of any amount
Without nomination and
legal evidence
Divisional Head
settle the claims of certificates of sub post offices exceeding the powers of
SPMs
Settlement only after
three months from the date of death of the investor
Gazetted Postmaster will
not sanction the claims of certificates of the SOs under his jurisdiction which
is beyond the powers of SPM
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